Finances are never an entertaining conversation subject. There's just so much to get your head around: the different available rates, accounts and banks and the confusing jargon. Many times, just the possibility of queuing a teller at the bank is enough for us to consider keeping our money under the mattress instead! So just imagine how much harder it is if you have just arrived to study in a foreign country, without setting up a local bank account. In fact, some prefer to arrange their banking, which we suggest, before they leave for research. Below are some reasons why you should not wait for a bank account to be set up until you arrive at your study destination: