Finance is never an enjoyable conversation subject. There's just too much to get your head around: the various available rates, accounts and banks, as well as the confusing jargon. Other times, it is enough for us to imagine keeping our money under the mattress instead of just the possibility of queuing at the bank to be served by a teller! So just imagine how much harder it is if you have just arrived to study in a foreign country, without setting up a local bank account. In fact, before they leave to research, some prefer to organize their banking, which we suggest.