While studying in Europe, not every individual will need to create a bank account. If you're only going to be there for a month, don't bother. If you know you won't be receiving any kind of income, have pre-paid your housing through your program provider, and have a standby credit card or substitute method of collecting money when something bad happens, it's probably not worth the effort. There are a few reasons, though, why opening an account will be beneficial or necessary:
