Schengen Travel Insurance: Essential Guide to Avoid Visa Denial

What is Schengen Travel Insurance?

Schengen travel insurance is a mandatory requirement for anyone applying for a Schengen visa, which allows travel within 27 European countries that are part of the Schengen Area. This type of insurance is designed to cover unexpected medical expenses and emergencies during your stay, ensuring that you have access to necessary medical treatment without incurring significant costs.

To comply with Schengen visa requirements, your travel insurance policy must meet specific criteria:

  • Minimum Coverage: It must provide at least €30,000 in coverage for medical expenses, including emergency medical treatment and repatriation.

  • Validity Period: The policy must be valid for the entire duration of your stay in the Schengen Area.

  • Coverage Area: It should cover all Schengen countries without any exclusions.